Start your holiday budgeting now

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It may not feel like it as you battle 90+ degree days but the holidays are almost upon us. So, if you haven’t already, start budgeting for gifts, flights, festive foods and, of course, pumpkin spice lattes. It’s estimated that in 2022 the average American spend $1,455 on Christmas — which included gifts, travel, etc. According to USA Today, 77 percent of people who set a holiday budget exceed it.