USDA Rural Development announced the 2025 Lenders of the Year, to recognize the work of its top lending partners supporting rural homeownership. These lenders helped rural families and individuals buy homes across the nation, including in [STATE] last year through USDA Rural Development’s Single Family Housing Guaranteed Loan Program.
“We’re proud of our lenders across South Dakota and the work they do to provide homeownership opportunities for rural South Dakotans,” said Lorraine Polak, Rural Development State Director for South Dakota. “Congratulations to South Dakota’s top lenders.”
The top 5 lenders in South Dakota were:
1st – Plains Commerce Bank
2nd – Dacotah Bank
3rd – Dakotaland Federal Credit Union
4th – First Bank & Trust
5th – First Dakota National Bank
USDA Rural Development’s national office also presented awards to the following lenders:
USDA 2025 Top Local Lender Champion Award
1st – HR Mortgage Corp, based in Puerto Rico
2nd – Gum Tree Mortgage, based in Mississippi
3rd – Jersey Shore State Bank, based in Pennsylvania
4th – Metroplex Mortgage Svcs, based in Florida
5th – Bangor Savings Bank, based in Maine






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