People struggling to make their house payment because of challenges caused by COVID may be able to get a loan through the SD Cares Housing Assistance Program.
The South Dakota Housing Development Authority, with funding from the US Treasury, can give qualified applicants assistance– in the form of a loan— reflective of their household’s situation. If determined necessary, applicants may receive assistance towards overdue mortgage payments, utility bills, homeowners’ insurance and property taxes.
Qualifications are primarily based on being financially impacted due to COVID-19 and the household’s income. Applicants must also:
-
Be a South Dakota resident
-
Legally reside in the United States
-
Be financially impacted – directly or indirectly – by the COVID-19 pandemic after January 21, 2020
-
Owe past-due mortgage or utilities (water, sewer, electricity, trash, propane/natural gas)
For renters, SDHDA also has assistance available. If you need help with rental assistance, visit the SDHDA homepage, www.sdhda.org, and follow the link to the renter qualifications.
The SD Cares Housing Assistance Program application can be found on the SDHDA homepage, www.sdhda.org. The online application portal allows you to enter your personal information, provide mortgage details and upload the necessary documents.
SDHDA, in collaboration with the 211 Helpline Center and other partner agencies, is working to assist South Dakotans fight against housing instability and homelessness. If you need extra help while applying or have any questions about the process, you can call 211, and someone will be able to assist you with the application process and any questions you might have.
Comments